When is the best time to buy a home? As a real estate agent, potential homebuyers ask me this question frequently.
Buying a home is the biggest investment most people make in their lives. It’s scary to some people to think about having to make this kind of decision. First of all, ask yourself if you are ready. Here are a few questions to find out if you are ready to buy a house.
Do I have good credit? This is important. You must have FICO scores above 640 to qualify for a loan. Work with a licensed loan mortgage officer to help you know if you will qualify.
Do I have a home to sell? If you have a home to sell, you may have to sell your home first before you can buy another home. A Realtor can make this process move along smoothly.
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