1. Buy it Together Anyway: You can always ignore your spouse’s bad credit and buy the house together anyway. An admirable plan that will certainly result in a corresponding high interest rate and not something any personal finance experts would advise.
Read more %1$sThe 15 Most Expensive Cities For Prospective Homebuyers
#15 Boston, Mass. Median home price: $322,000 2009 rank: 23 Median home prices listed are for the third quarter of 2011. 2009 rankings are based on median
Read more %1$sHere Are 7 Housing Markets Where It Makes Way More Sense To Buy Than Rent
A recent study by Fannie Mae showed that 85 percent of Americans think owning a home makes more sense in the long-term than renting.
Read more %1$sWater and Homeowners Insurance
Many times water is simply not covered because it is a maintenance issue, not a catastrophic one. Homeowners insurance is meant to protect you from events outside of your control. All types of insurance are based on risk. The dictionary defines risk as “Uncertainty arising from the possible occurrence of given events†The key word here is uncertainty and lack of control. So, if it comes down to a maintenance issue, there is not the key factor necessary to create coverage—- uncertainty and a lack of control.
Read more %1$sClosing Fees Ease Up
FOR some people, a major hurdle to homeownership is the closing costs that come on top of the required down payment. There are fees for everything from title searches to deed recordings, and if you happen to be buying in New York or New Jersey, you’ll find some of the highest costs in the country.
Read more %1$s‘Kickback’ plan could land buyer in legal trouble
For starters, the bank you choose to finance the purchase with will have the legal right to know every detail about the deal. Telling a loan officer or mortgage broker about what is essentially a kickback scheme certainly wouldn’t help your chances of gaining loan approval, but failing to disclose the arrangement could be considered a mortgage fraud that could land you in jail.
Read more %1$sBasic tips for buyers
multiple-offer buying situations,Basic tips for buyers,
Read more %1$sCondo owners should buy secondary insurance
Q: This is a question on insurance. Specifically, how homeowner insurance works with the HOA deductible.
Read more %1$sCasa Latina’s Guide to Protecting Your Property
First, it is important to understand that standard homeowner’s insurance covers home most major disasters with two exceptions, floods and earthquakes. With that said, let’s explore some things you may not be aware of.
Read more: http://latino.foxnews.com/latino/lifestyle/2012/08/11/casa-latinas-guide-to-protecting-your-property/#ixzz23LYZP019
Read more %1$sImpact 5: Rent vs. Buy
Impact 5: Rent vs. Buy
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