By Susan Stellin IN the aftermath of Hurricane Sandy, homeowners and renters who have insurance are discovering what it covers — and what it doesn’t — while those with minimal or no insurance may be recalculating their risks. As images of waterlogged houses continue to dominate the news, the biggest surprise may be that most
Read more %1$sA Guide to When to Pay Rent, or Not, After Hurricane Sandy
By Adam Leitman Bailey One of the most frequently asked questions about life in a Sandy-affected building has been this: do tenants of buildings in Zone A need to pay their rent for the time they’ve been evacuated? We offered some preliminary advice on this over the weekend, and we’ve since reached out to real
Read more %1$sMORTGAGES: The High Price of ‘Forced’ Insurance
By LISA PREVOST BORROWERS who allow their homeowners’ insuranceto lapse will often get stuck with a bill for much more expensive coverage, courtesy of their lenders. Called force-placed or lender-placed insurance, these policies protect banks’ interests when borrowers fail to follow through on the standard loan requirement that they maintain continuous coverage on their home.
Read more %1$sWater and Homeowners Insurance
Many times water is simply not covered because it is a maintenance issue, not a catastrophic one. Homeowners insurance is meant to protect you from events outside of your control. All types of insurance are based on risk. The dictionary defines risk as “Uncertainty arising from the possible occurrence of given events†The key word here is uncertainty and lack of control. So, if it comes down to a maintenance issue, there is not the key factor necessary to create coverage—- uncertainty and a lack of control.
Read more %1$sCondo owners should buy secondary insurance
Q: This is a question on insurance. Specifically, how homeowner insurance works with the HOA deductible.
Read more %1$sCasa Latina’s Guide to Protecting Your Property
First, it is important to understand that standard homeowner’s insurance covers home most major disasters with two exceptions, floods and earthquakes. With that said, let’s explore some things you may not be aware of.
Read more: http://latino.foxnews.com/latino/lifestyle/2012/08/11/casa-latinas-guide-to-protecting-your-property/#ixzz23LYZP019
Read more %1$sCurbing your Home Insurance Costs: A Few Tips
Mike Wheatley Curbing your Home Insurance Costs: A Few Tips Whilst the value of the average American home may not have changed much in recent months, the cost of protecting that home certainly has. Home insurance premiums have noticeably ‘bumped’ up of late, and now homeowners are left wondering if there’s anything they can do
Read more %1$sReview homeowners insurance coverage regularly
from wire reports Review homeowners insurance coverage regularly Review homeowners insurance coverage regularly At least once a year, it’s a good idea to review the insurance coverage on your biggest asset: your home. Read Article | Comment it
Read more %1$sIs your home underinsured? Important advice to help guard against unpredictable
newsnet5.com staff underinsured? Important advice to help guard against unpredictable Article http://www.kjrh.com/ CLEVELAND – It’s been a bad year for homeowners, with hurricanes and wildfires. If disaster strikes and destroys your home, there could be another disaster lurking – your insurance company may not pay enough to rebuild. Sixty-four percent of American homes are underinsured,
Read more %1$sState offers home insurance check off tips
Craig McMorris State offers home insurance check off tips Article http://www.wnem.com/ The state of Michigan is offering tips to homeowners to make sure they have the proper insurance coverage for their homes. Read Article | Comment it
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