How to Fix a Credit-Report Error—Before It Bites Back

By Karen Blumenthal at [email protected]

What you don’t know might hurt you.

That is a key conclusion that jumps out from a recent Federal Trade Commission study on errors in credit reports, those all-important records that determine whether we get credit, what interest rates we pay and sometimes whether we get a job.

In the FTC study, 262 of the 1,001 people who reviewed their credit reports spotted at least one potential “material” mistake, such as a credit-card account that wasn’t theirs or a late payment that they didn’t believe was late…

What you don’t know might hurt you.

That is a key conclusion that jumps out from a recent Federal Trade Commission study on errors in credit reports, those all-important records that determine whether we get credit, what interest rates we pay and sometimes whether we get a job.

In the FTC study, 262 of the 1,001 people who reviewed their credit reports spotted at least one potential “material” mistake, such as a credit-card account that wasn’t theirs or a late payment that they didn’t believe was late…

 

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