Home Shoppers Kicking the Tires, But Delaying Deals

BY: CONOR DOUGHERTY Potential home buyers continue to look at properties for sale but are submitting far fewer offers, the latest sign that real estate activity has cooled from the white hot pace seen during spring and summer, according to recent reports. The problem is that people are just confused. Clients are concerned about fluctuating mortgage ...

8 Ways to Battle Rising Mortgage Rates

By Michele Lerner While rising mortgage rates certainly make transactions more expensive, they shouldn’t deter your purchase. Here are eight ways you can buy a home despite higher mortgage rates: 1. Make a bigger down payment 2. Pay points 3. Equity sharing 4. Switch loan products 5. Shorter terms 6. Downsize expectations 7. Buying with friends ...

4 Things to Know About Fall Home Buying

By Margarette Burnette Leaves are turning colors, there’s a chill in the air, and autumn is upon us. It’s time for the seasons to change, and if you are a homebuyer, many real estate experts say it is also time to change your home-buying strategies. Here’s a look at some of the benefits of fall buying, and ways to minimize the drawbacks. 1. ...

How to Become a Home Buyer this Fall

By Vera Gibbons So, you’re finally off the fence and ready to buy a home before prices — and mortgage rates rise any further. Here’s what you need to know about jumping into the market at this time of year: Know your market: The bottom line is that different markets behave differently during the fall Selection is limited: you can expect the ...

Becoming a Home Owner: Hardest, Easiest Home Loans to Get

By Chris Birk Credit score requirements have loosened in recent months, a sign that at least some mortgage lenders are starting to take a softer approach after years of tight lending. But let’s not call it a comeback quite yet. Plenty of consumers with and without credit are still struggling to secure home financing.  Before you start shopping ...

Should I Buy or Rent a Home?

With interest rates near forty year lows, the decision to rent versus buy becomes difficult. Use this calculator to help determine which makes sense for you at this time.

How Much Home Can I Afford?

When you’re buying a home, mortgage lenders don’t look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Use this calculator to determine how ...

Tips For Buying A House

The top 10 things you need to know when buying a home. BY: CNN MONEY 101 1. Don’t buy if you can’t stay put. 2. Start by shoring up your credit. 3. Aim for a home you can really afford. 4. If you can’t put down the usual 20 percent, you may still qualify for a loan. 5. Buy in a district with good schools. 6. Get professional help. 7. ...

PRICE CHECK: GOT $650K? HERE’S WHAT YOU CAN BUY ACROSS NYC

Whether you’re looking in Manhattan or Staten Island, here’s what you can snap up for $650k BY SARA ALESSI TO READ THE FULL ARTICLE CLICK HERE  

Rent-to-Own vs. Credit Cards: Which Costs Less?

By Allie Johnson “Renting to own furniture, appliances or even car hubcaps —  that’s the newest  thing — is a bad idea,” says Ed Mierzwinski, federal  consumer program director  for the nonprofit advocacy organization U.S. Public  Interest Research Group.  Rent-to-own is a type of predatory lending, he says.  “The ...