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Water and Homeowners Insurance

by Susanne Romo When most people think of home insurance and claims, fire or burglary is usually the first thing that concerns people.  But what might surprise you is that neither of those claims is the most common.  Water is. And your homeowner’s policy may or not cover the damage.  The bottom line your claims adjuster will need to know is —- ...

Condo owners should buy secondary insurance

BY BARBARA HOLLAND Posted: Aug. 11, 2012 | 2:04 a.m. Q: I currently own a condominium that I rent to my granddaughter. Last Sunday, the girl who lives in the condo above mine called me and said she heard running water, and asked if would come over and see if we could figure out where it was coming from. I went over and we looked in all the storage ...

Real Estate Markets Are Different From State To State And So Are The Rules…

            Nick T Pappas  (256) 230-5933 Website: www.nicktpappas.com Email: Nick@NickTPappas.com Tweet Real Estate Markets Are Different From State To State And So Are The Rules… Insider Tips It’s very true what they say about every real estate market being different. Many states are still dealing with high ...

Alabama: The Last State Standing-Caveat Emptor

  Joseph Merrell (256) 326-0376   Alabama is one of those states that holds buyers responsible for due diligence. In a nutshell, buyers should make every effort to investigate issues of importance to them and not rely on others to do what they should have done to fully investigate a situation to their satisfaction. Read Article

HUD Awards Over $900,000 in Grants to Fight Housing and Lending Discrimination in Alabama

 Cindy Yarbrough (205)745-4429   The U.S. Department of Housing and Urban Development awarded $942,734 to Fair Housing Initiatives Program Grant recipients in the State of Alabama as part of the $40.8 million awarded nationally to 108 fair housing organizations and non-profit agencies in 36 states and the District of Columbia. Read Article
Nick Pappas

Nick T Pappas

Summit Realtors, Associate Broker–Over 30 years of real estate experience. Investing, appraisal and representing clients with the marketing and purchase of primary and second homes. I was raised with the work ethic of doing my best and doing it with honesty, getting the job done and leaving things better than I found them.  I admire those qualities ...

John M. Compagno

John M. Compagno The IRS Needs to Know Article San Francisco Phone: 415-743-6990 Email: john.compagno@hklaw.com Web: http://www.hklaw.com If you’re the owner of even a single unit of rental property, starting this year you must start tracking all vendors doing at least $600 worth of work for you. Federal law now requires you to send them ...

How to clean up your credit score?

Tara Siegel Bernard Healing a Wounded Credit Score Article Tara Siegel Bernard is a personal finance reporter for The New York Times. Some lost their jobs or were just overwhelmed by mounting debt. Others got caught up in the real estate bubble or had major medical bills. Whatever the reason, the rising number of foreclosures, short sales, ...

New Fed Rule for Mortgage Brokers

Lynnley Browning New Fed Rule for Mortgage Brokers Article Lynnley Browning is a frequent contributor to the business pages of The New York Times and is a former Moscow-based correspondent for Reuters. STARTING April 1, under a new compensation rule from the Federal Reserve, borrowers who get their mortgages through brokers will most likely ...

No McMansions for Millennials

S. Mitra Kalita No McMansions for Millennials Article S. Mitra Kalita is a general assignment reporter at The Washington Post and serves as president of the South Asian Journalists Association. Here’s what Generation Y doesn’t want: formal living rooms, soaker bathtubs, dependence on a car. In other words, they don’t want their parents’ ...